Hoki108 Terms & Conditions — Full Version in Bengali

1. Introduction & Definitions

Hoki108 (https://hoki108.ws) is an internationally licensed online betting and lottery platform. These Terms and Conditions ("Terms") constitute a legally binding agreement between hoki108 and all registered members ("you" or "member").

By creating an account on hoki108, using the platform, or accessing any of its services, you are deemed to have read and agreed to all of these Terms. If you do not agree, please refrain from using the platform.

Key terms used in this document: "Platform" refers to the hoki108 website and mobile app; "Services" refers to Sports Betting, lottery, casino games, and other online gaming offerings; "Funds" refers to the money held in your hoki108 account.

2. Eligibility & Registration

To register and use hoki108's services, you must meet all of the following requirements:

• You must be at least 18 years of age or older must be.
• Online gaming must be legally permitted in the country where you reside.
• All information provided at registration must be truthful, accurate, and complete.
• You are opening the account in your own name and for your own use — not on behalf of anyone else.
• You have never been banned or suspended from hoki108.

During registration, you must provide your full name, date of birth, phone number, and email address. hoki108 may request additional documents for identity verification at any time. Registering with false information may result in account termination and forfeiture of funds.

3. Account Management

Each member may only One Account Only manage your account. Creating multiple accounts is strictly prohibited and, if detected, all associated accounts will be closed.

Account Security

You are solely responsible for keeping your account login credentials (username and password) confidential. You are liable for all activity that occurs under your account. If your login details are lost or you notice any suspicious activity, contact hoki108 support immediately.

Account Verification (KYC)

Hoki108 follows a Know Your Customer (KYC) process to ensure security and regulatory compliance. You may be required to submit a copy of your National ID, passport, or birth certificate before making withdrawals or completing high-value transactions.

4. Deposits & Payments

Deposits at hoki108 can be made via bKash, Nagad, and Rocket. Minimum and maximum deposit limits are listed on the promotions page and may change from time to time.

• Deposits are generally credited to your account instantly.
• If a delay occurs due to a payment gateway issue, please contact support.
• Only deposit from a payment account registered in your own name.
• Deposits from third-party accounts are not accepted and will be returned.
• No hidden charges on deposits — what you put in is what you get.

5. Withdrawal Policy

The following rules apply when withdrawing winnings from hoki108:

• KYC verification must be completed before any withdrawal can be processed.
• Minimum withdrawal amounts apply — see the promotions page for details.
• Standard withdrawals are processed within 15 minutes to 24 hours.
• Wagering requirements must be met before withdrawing bonus funds.
• Withdrawals may be placed on hold pending investigation in cases of suspicious activity.

6. Bonuses & Promotions

Hoki108 regularly offers welcome bonuses, reload bonuses, cashback deals, and various other promotions. Each offer has its own terms, which are detailed on the promotions page.

Wagering Requirements

A wagering requirement applies to most bonuses. For example, if the wagering requirement is 10x and you receive a BDT 500 bonus, you must wager BDT 5,000 before you can make a withdrawal.

• Bonuses will be forfeited if the claim deadline has passed.
• The same promotion cannot be claimed more than once.
• Hoki108 reserves the right to modify, suspend, or cancel any bonus offer at any time.
• If evidence of bonus abuse is found, your account may be suspended.

7. Betting Rules

The following rules apply when placing Sports Betting wagers on hoki108. All bets are final and non-reversible — once a bet is confirmed, it cannot be cancelled unless hoki108 decides otherwise under exceptional circumstances.

• Pre-match odds apply to bets placed before an event begins.
• In live betting, in-play odds change in real time.
• If a match is cancelled or postponed, bets will be settled in accordance with hoki108's policy.
• If incorrect odds are displayed due to a technical error, hoki108 reserves the right to void the affected bets.
• Maximum bet limits may vary depending on the event and market.

8. Lottery Rules

Hoki108's lottery service is powered by a certified Random Number Generator (RNG) system. Every draw is completely fair and free from any predetermined outcome.

• Tickets cannot be refunded or changed after purchase.
• Draw results are final and cannot be appealed.
• Prizes not claimed within the specified time after winning may be forfeited.
• Additional identity verification may be required for large prizes.

9. Prohibited Activities

The following activities are strictly prohibited on hoki108. Any violation will result in immediate account suspension and forfeiture of funds:

• Multiple Accounts: Operating multiple accounts under the same person's name.
• Bots & Automation: Placing bets using automated software or bots.
• Fraud: Use of false information, forged documents, or fraudulent payment methods.
• Bonus Abuse: Exploiting system vulnerabilities to obtain bonuses unfairly.
• Money Laundering: Transacting funds through the platform from illegal sources.
• Hacking: Any attempt to compromise the security of the platform.

10. Responsible Gaming

Hoki108 believes gaming is for entertainment — not addiction or financial harm. We provide the following tools to promote responsible gaming:

• Deposit Limit: Set daily, weekly, or monthly deposit limits.
• Self-Exclusion: Temporarily suspend your account for a set period of time.
• Reality Check: You will receive periodic reminders about your time spent and amount wagered.
• Support: If you are experiencing any gambling-related issues, please reach out to our support team.

For more details, visit our Responsible Gaming page.

11. Privacy

Protecting your personal information is our priority. hoki108 never sells your data to third parties. For full details on how we collect and use your information, please refer to our Privacy Policy page.

12. Account Closure & Termination

You may request account closure at any time. All pending bets will be settled before the account is closed, and any verified balance will be returned to you.

Hoki108 reserves the right to close an account without notice for any of the following reasons:

• Violation of any provision of these Terms.
• Evidence of fraudulent or deceptive activity.
• Providing false identity or documents.
• Direction from law enforcement authorities.

13. Changes to Terms

Hoki108 reserves the right to modify these Terms & Conditions at any time. For significant changes, registered members will be notified via email or in-app notification. Continued use of the platform after updated terms have been published will be considered acceptance of the new terms.

14. Contact Us

If you have any questions or complaints regarding these Terms, please reach out to our support team:

• Email: support@hoki108.ws
• Live Chat: Log in to the platform to access 24/7 live chat support.
• Hours: Support is available 24 hours a day, 7 days a week.